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Olympic champion Allyson Felix brings 'She Runs the World' documentary tour to Tennessee State University
7.5% mortgage rates could stick through 2027. Here’s how to beat that number

NASHVILLE, Tenn. (WTVF) — Housing experts are forecasting higher interest rates on home mortgages will stick around through the end of next year.

However, if you’re looking to buy a home now, there are some ways to get around that.

Fannie Mae recently released their housing forecast predicting 7.5 percent home mortgage interest rates on 30-year loans for all of 2027.

Those extra percentage points can translate to hundreds of dollars a month for many borrowers.

“I think there’s been a lot of shock for people to see that rates have gone up so much because, if you just look at the nominal interest rate, it’s really changed affordability for most people,” said Christi Wedig, a loan originator with The Wedig Group – CMG Home Loans.

The good news is there are ways to help offset that cost. I caught up with Wedig at Greater Nashville Realtors Monday.

She shared a few of those options with me.

“With the right mortgage strategy in place you can actually achieve the rates we were seeing two or three months ago,” Wedig said.

Wedig said asking for seller concessions can be one of the best ways to lower your monthly payment. That can come from a newly built home — she said some builders are advertising rates from 4.99% up to 5.25% — but you can also ask an existing homeowner to buy down your mortgage rate.

“Let’s say a house is offered at $450,000; we can get a lot more leverage in your monthly payment by asking that seller for concessions instead of reducing the purchase price. It’s a lot more effective on that monthly payment,” Wedig said.

Wedig also said an adjustable-rate mortgage is another option to save money for the first 5 to 10 years, but every situation is different.

She said after the 2008 recession, adjustable-rate mortgages have received more regulation to avoid problems for borrowers.

“There were no guardrails back then, and since the financial crisis there’s been a lot of guardrails put into place,” Wedig said.

She said after the 2008 recession, adjustable-rate mortgages have received more regulation to avoid problems for borrowers.

“There were no guardrails back then, and since the financial crisis there’s been a lot of guardrails put into place,” Wedig said.

Wedig said part of figuring out the best options for many people means figuring out how long you plan to be in your home.

 

“If you’re going to be in the home for 10 or 15 years, then that’s a different mortgage strategy than someone that might only be there for 3 to 5 years,” Wedig said.

 

When it comes to an assumable mortgage Wedig said it’s a very specific situation that would make the dollars and cents work for that because it would likely only cover the part of the loan and then rest would have to be made up with extra cash or another loan.This story was reported on-air by a journalist and has been converted to this platform with the assistance of AI. Our editorial team verifies all reporting on all platforms for fairness and accuracy.

Here’s the salary it takes to live comfortably in each US state in 2026

(SmartAsset) – As housing, grocery, transportation and other essential costs pressure household budgets, earning a six-figure salary no longer guarantees financial comfort in much of the U.S. A single adult now needs at least $80,000 a year to live comfortably in every state, while the threshold exceeds $100,000 in nearly half of states. For a family of four, the income needed to live comfortably is as much as $329,000.

SmartAsset used MIT Living Wage Calculator data to analyze the living wage in each state — what a full-time worker must earn to cover minimum basic needs — and adjusted it using the 50/30/20 budgeting rule. Under the rule, 50% of income goes to necessities like housing and utilities, 30% to discretionary spending and 20% to savings for retirement and emergencies. The resulting estimate represents the annual, pre-tax income needed to live comfortably in each state.

Key Findings

  • In most states, a family of four needs at least $200,000 a year to live comfortably. That threshold applies in 40 states for households with two working adults and two children.
  • Massachusetts and Hawai‘i are the most expensive states to live comfortably. Massachusetts is the most expensive state for a family of four, with an income requirement of $329,555. Hawai‘i is the most expensive state for single adults, who need $129,002.
  • Montana had the largest increase in the income needed to live comfortably. For a single adult, that threshold rose 8.6% since 2025, the largest increase in the study.
  • Mississippi and West Virginia are the least expensive states to live comfortably. Mississippi is the least expensive state for a family of four, with an income requirement of $187,533. West Virginia is the least expensive state for single adults, who need $81,245.
  • In six states, the income needed to live comfortably has declined since 2025. Those states are Tennessee, Maryland, Louisiana, North Carolina, Mississippi and Texas. In each, a single adult needs less income in 2026 than in 2025.
(SmartAsset)
‘Every little dollar counts’: Nashville grocery tax cut takes effect Nov. 1

NASHVILLE, Tenn. (WKRN) — Sunday is the day to stock up on groceries, as a grocery tax cut takes effect.

This weekend, grocery taxes in Nashville will drop by half a percent, from 2.25% to 1.75%. “It is a half a percent drop in the grocery tax,” Alex Apple, a spokesman for Nashville Mayor Freddie O’Connell’s office, said. “So it depends on what you spend, of course, but every little dollar counts.”

Effective on Nov. 1, the average Nashville family will save around $72 a year on groceries.

The Metro Council approved the cut, offsetting the new 0.5% sales tax addition from the Choose How You Move transit initiative, to balance the budget.

“It’s about a 22% cut of the total amount that Metro brings in,” Apple said.

The cut comes out to a nickel on every $10 dollars spent at the grocery store.

State lawmakers have widely debated grocery tax cuts, with eight different pieces of legislation brought forward in the legislature this year to reduce or eliminate the tax. They all failed to pass.

Now Nashville, alongside Hendersonville, seems to be setting a precedent for the whole state.

Democratic and Independent gubernatorial candidates are also discussing that potential.

“I do believe that we should eliminate the grocery tax and put that tax back on corporations that make millions every year,” Democratic candidate Jerri Green said.

“As you’re going to the grocery store, it may mean the difference between you having to choose between another necessity and being able to get healthy and nutritious food,” Apple said.

At the state level, Tennessee’s grocery tax is currently 4%, and local governments can add up to 2.75% in a local option sales tax.

State lawmakers have been trying to make this effort possible statewide.

Nashville Vibe Names Yolanda Moore as Inaugural Head Coach


NASHVILLE, TN — The UPSHOT League’s Nashville Vibe has announced the hiring of two-time WNBA champion Yolanda Moore as the team’s first head coach. Moore brings an extensive basketball resume to the first-year franchise, with more than two decades of experience as a player, coach, and commentator.

As a coach, Moore led turnarounds at LSU Eunice and Clark Atlanta, winning the 2018 SIAC Conference Tournament Championship and SIAC Coach of the Year honors. She has also participated in NBA coaching development programs, landing her opportunities including guest coach for the Indiana Mad Ants during the G-League Winter Showcase, head coach of the NBA Academy International Team at the Atlanta Summer Tournament, and an on-court clinician at the NBA Basketball without Borders Coaches Clinic in Japan.

“It is an honor to be named Nashville’s first head coach,” said Moore. “This game has given me the opportunity to compete, grow, and lead at every level, and I’m excited to create those same opportunities for the next generation of Vibe players. We want to build a winning culture in Nashville rooted in how we compete on the court and how we show up for the community.”

“We are thrilled to welcome Yolanda Moore as head coach and general manager of the Nashville Vibe” says President and CEO of the Nashville Vibe Nancy VanReece. “Her commitment to basketball excellence matches the standard we want to set for this team from day one. I’m excited for our players to learn from her and for Nashville to see the team she builds.”

Moore earned First Team All-SEC honors in 1995 and 1996 at the University of Mississippi before winning back-to-back WNBA championships with the Houston Comets in 1997 and 1998. She was inducted into the Ole Miss Sports Hall of Fame in 2010, and awarded SEC Legend status by the Southeastern Conference in 2012.

“Naming Yolanda Moore as the Nashville Vibe’s first head coach is a tremendous moment for this franchise and for the League” said UPSHOT Deputy Commissioner Taj McWilliams-Franklin. “Coach Moore has built a career defined by excellence, leadership, and a genuine commitment to developing players. Her ability to connect with athletes, build strong cultures, and lead with purpose makes her an exceptional fit for Nashville, and we are excited to have her set the standard for professional women’s basketball in the city.”

Moore’s appointment is the latest step in building toward the Vibe’s inaugural season, following the franchise’s September 15 name and identity reveal. Nashville will begin play at Vanderbilt Memorial Gymnasium in May 2027, as UPSHOT continues to expand for its second season.

Season memberships, group outing packages and Vibe merchandise are available at NashvilleVibe.com.

The Nashville Vibe is Nashville’s professional women’s basketball franchise competing in the UPSHOT League. The organization is committed to delivering an exceptional experience for fans, players, partners and the community while building one of the premier organizations in women’s professional sports.

Trump administration promises US farmers $15 billion in weeks before the midterms

President Donald Trump’s administration has made $15 billion worth of promises to agriculture producers in the last few weeks of the midterm elections, initiatives intended to help offset higher costs for diesel and fertilizer that farmers have endured largely due to his tariffs and the war in Iran.

Whether that will motivate more voters to turn out in agricultural states where traditionally Republican seats are now seen as competitive is unclear. It may explain his increased attention on rural areas, including visits Sunday to Iowa and Kansas, two days before the election.

A look at the Republican administration’s pledges to farmers:

Of the $15 billion, more than half will go toward an $8 billion one-time payment plan for farmers buffeted by soaring diesel prices.

Besides the more than $15 billion worth of payments and initiatives announced by Trump’s Department of Agriculture, the agency plans $13.8 billion in safety net program payments for eligible producers for the 2025 crop year, offsetting shortfalls for farmers who grow key crops such as corn, soybeans, wheat and rice.

Of the $15 billion, more than half will go toward an $8 billion one-time payment plan for farmers buffeted by soaring diesel prices. The USDA said it will release more details about the payments this month. It is not clear when the payments will go to farmers, who rely on diesel for trucks, tractors and combines.

Gregg Ibendahl, a farm management specialist at Kansas State University, said he estimates the payments to “more than cover the increase in fuel costs,” and that the money could help with high fertilizer prices.

At least $5 billion was announced in guaranteed loans for ranchers and fishermen. An additional $1.8 billion in payments is for producers and landowners who participated in conservation programs, $573 million will go toward fertilizer manufacturing projects and $57 million is for expanding meat processors. For specialty crop producers, $86.6 million in grants will be awarded to innovative projects.

On Thursday, the agency said it would purchase up to $472.5 million in agricultural commodities to support producers and give to charitable programs.

The USDA also announced other efforts, such as expanding sales of a diesel normally used only for off-road use, helping ranchers by making cattle sale data more transparent and strengthening wolf management policies to protect livestock.

Why farmers are struggling

It has been a frustrating year for farmers. Increased costs for fertilizer and fuel have made it difficult to turn a profit. Last year, tariffs drove up expenses for other equipment that farmers use, and the trade war with China resulted in a near boycott of U.S. agricultural goods.

On Friday, diesel was averaging $6.32 per gallon, down slightly from its peak in September but 70% higher than the price a year ago, according to motor club AAA. Filling up a 100-gallon tank now costs $260 more than it did one year ago.

Officer’s use of force was justified in shooting death of 1-year-old Kohen Wiley at a Walmart, AG says

SENATOBIA, Miss. (WMC/Gray News) — A police officer’s use of force that resulted in the death of a 1-year-old child was justified, the Mississippi Office of the Attorney General announced Monday.

The announcement marks the conclusion of the state’s investigation into the death of 1-year-old Kohen Wiley, who was shot and killed June 14 in the parking lot of a Walmart in Senatobia.

This undated photo provided by Veronica Roberson in June 2026 shows her grandson, Kohen Wiley,...
This undated photo provided by Veronica Roberson in June 2026 shows her grandson, Kohen Wiley, of Senatobia, Miss.(Veronica Roberson | Veronica Roberson via AP)

On that day, Senatobia police responded to the Walmart for a call about someone trying to steal diapers.

Officials said the call involved Wiley’s mother and great aunt.

Wiley was inside a car with his mother, who was holding him, and his great-aunt, who was driving, when an officer fired toward the vehicle. Wiley and his great-aunt were shot. Wiley died from his injuries.

The officer who fired his gun was placed on administrative leave, which city leaders said was standard practice after deadly police shootings.

The Mississippi Bureau of Investigation assigned five agents to the case to gather statements and reviewed witness accounts, body-camera and dashcam video and Walmart surveillance video.

In an initial account of the shooting, state investigators said: “Officers attempted to stop the vehicle, but the driver drove in the direction of the officers, almost striking one. An officer then discharged their weapon and the vehicle fled the scene.”

The killing has drawn comparisons to other instances where Black people lost their lives over accusations of petty criminal offenses, such as the murder of George Floyd.

Attorney Ben Crump, who rose to prominence representing the families of Floyd and other Black people killed by police, emphasized that the officers’ own report says they saw two women and a child get into the car. He questioned why the officer would shoot, knowing there was a kid inside.

“They want us to believe that it was a life-or-death situation,” Crump said at the time of the shooting. “They told us that, but they have not showed us that.”

A’ja Wilson Makes WNBA History With Record Fifth MVP Award

A’ja Wilson has made WNBA history once again. The Las Vegas Aces superstar has been named the league’s Most Valuable Player for the fifth time, becoming the first player in WNBA history to win the award in three consecutive seasons. The honor adds another achievement to a career that has already placed Wilson among basketball’s greatest players.

GettyImages-2295842290-1-1024×683

According to ESPN, Wilson received 65 of the 74 first-place votes, finishing ahead of Olivia Miles and Kelsey Mitchell, who placed second and third, respectively. Caitlin Clark finished fourth in the voting, followed by Breanna Stewart. Wilson previously won the award in 2020, 2022, 2024 and 2025, and now holds the league record with five MVP honors.

The 2026 season offered another example of Wilson’s dominance. The 30-year-old averaged a league-leading 26.2 points per game while shooting 52.7% from the field. She also averaged 9.4 rebounds and 1.9 blocks, leading the WNBA in the latter category. Her scoring average was the second-highest in league history, trailing only the record she established two seasons earlier.

Wilson also became the first player in WNBA history to average at least 25 points while shooting 50% from the field and 40% from three-point range. Despite dealing with back issues during the season, she appeared in 41 of Las Vegas’ 44 games and averaged 32 minutes per contest.

Her latest MVP places her in select company in professional sports. Wilson now shares the distinction of winning five regular-season MVP awards with NBA legends Michael Jordan and Bill Russell, as well as former NFL quarterback Peyton Manning. Within the WNBA, she has surpassed Sheryl Swoopes, Lisa Leslie and Lauren Jackson, who each won the award three times.

Since the Aces selected her with the first overall pick in the 2018 WNBA Draft, Wilson has helped establish Las Vegas as one of the league’s premier franchises. She has led the organization to three championships, including titles in 2022, 2023 and 2025, and earned two WNBA Finals MVP awards.

The former University of South Carolina standout continues to deliver for the franchise that drafted her. Las Vegas finished the regular season with a 31-13 record, winning its final seven games to secure the third seed in the playoffs.

With five MVP awards and three WNBA championships already to her name, Wilson continues to build a career that will be remembered for generations.

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Get Up Mornings with Erica Campbell Saturdays 7 AM to 9 AM Nationally Syndicated
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Start Saturday with uplifting gospel music, encouragement, celebrity conversations and the energetic inspiration of Erica Campbell.

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Gospel Traxx with Walt “Baby” Love

Saturdays • 12:00–2:00 PM

Enjoy gospel favorites, artist features and the unmistakable voice and broadcasting legacy of Walt “Baby” Love.

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